Beware These Estate Scams: A Portland, Oregon Probate Lawyer's Guide to Protecting Grieving Families
As a Portland, Oregon probate lawyer, I've witnessed firsthand how scammers exploit families during their most vulnerable moments. The days and weeks following a loved one's passing should be a time for healing and remembrance – not defending against fraud. Let me share some crucial insights to help protect your family during this sensitive time.
The Debt Collection Deception
One of the most heartless schemes involves fake debt collectors who prey on families' sense of duty. These scammers scour obituaries and claim the deceased owed them money, demanding immediate payment to "honor" their loved one's obligations.
Protection Tips:
Never make immediate payments to unknown creditors
Request detailed written verification of any claimed debt
Remember: legitimate creditors must file claims through proper probate channels
Direct all collection attempts to your probate attorney
The Property Deed Scheme
In this elaborate scam, fraudsters send official-looking letters claiming the family needs to obtain a new property deed or title document—for a substantial fee, of course. They create artificial urgency, suggesting delays could result in property loss.
How to Stay Safe:
Know that property transfers happen through proper probate procedures
Understand that no immediate deed action is typically required
Verify any property-related requests with your probate attorney
Never send payments to third-party companies claiming to handle deed transfers
The Insurance Information Scam
Perhaps the most insidious scheme involves criminals posing as insurance company representatives, claiming they need personal information to process benefits. They're actually fishing for details to commit identity theft—of both the deceased and surviving family members.
Protective Measures:
Work directly with known insurance agents or companies
Never provide Social Security numbers or banking information to unsolicited callers
Keep death certificate copies limited to necessary parties
Monitor the deceased's credit report for suspicious activity
You don't have to face these challenges alone. Our compassionate team understands both the emotional and legal complexities of probate, and we're here to help protect your family during this vulnerable time. Contact us at (503) 235-5150 to schedule a consultation and learn how we can help safeguard your loved one's legacy while giving you peace of mind.
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If you want to get started on your estate plan, read about our estate planning services and schedule an appointment.
To your family's health + happiness.
~Candice N. Aiston